Go Rascal
Charlie Charboneau
Powered by Go Rascal Inc

Your Trusted
Mortgage Expert

7+ years of experience • $350M+ funded • Access to 100+ lenders through Go Rascal's expansive network

Charlie Charboneau
Go Rascal

NMLS #2072896

Meet Charlie

A tech-savvy mortgage professional combining 7+ years of industry expertise with modern innovation to deliver exceptional client experiences.

From Detroit to LA, Getting Deals Done

A Metro Detroit native, Charlie graduated from Boston College in 2018 and began his career as a mortgage loan officer with Rocket Mortgage. After four successful years and funding over $350M in loan volume, he moved to Better Mortgage and then Impact Loans before finding his home with Go Rascal.

Now based in Los Angeles, Charlie provides deep expertise to clients while maintaining his commitment to exceptional service. As a loan officer with Go Rascal, Charlie has access to over 130 lenders and thousands of different mortgage products. This means Charlie can shop the market for you to custom tailor a loan to your unique situation.

More Than Just Mortgages

Charlie's unique background as both a mortgage professional and software developer sets him apart. He built this website himself (writing in the third person is weird) and brings a tech-forward approach to the traditionally complex mortgage process, delivering a more streamlined & transparent experience to his clients.

7+
Years Experience
$350M+
Funded Volume

Professional Journey

Go Rascal
Current • Loan Officer
Impact Loans
2024 • Senior Loan Officer
Better Mortgage
2023 • Loan Consultant
Rocket Mortgage
2018-2022 • Mortgage Banker

Client
Reviews

5

Based on reviews from verified clients

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"Charlie is the best mortgage broker. He goes above and beyond for his clients. He walked me through everything step by step and stayed in constant communication. I recommend him to anyone looking to buy a home. My realtor was so impressed she also recommends him to all of her clients."
KS
Karla Swenson
May 2025 • Verified Client

Ready to join these satisfied clients?

Experience the same exceptional service and expertise that has earned Charlie these outstanding reviews.

Get Your Estimate Today

Access to
100+ Lenders

Through Go Rascal's extensive network, Charlie can shop your loan across dozens of top lenders to find you an incredible deal.

PennyMac
PennyMac
United Wholesale Mortgage
United Wholesale Mortgage
The Loan Store
The Loan Store
Axos Bank
Axos Bank
Newrez
Newrez
NQM Funding
NQM Funding
Plaza
Plaza
Kind Lending
Kind Lending
Champions Funding
Champions Funding
PennyMac
PennyMac
United Wholesale Mortgage
United Wholesale Mortgage
The Loan Store
The Loan Store
Axos Bank
Axos Bank
Newrez
Newrez
NQM Funding
NQM Funding
Plaza
Plaza
Kind Lending
Kind Lending
Champions Funding
Champions Funding

Why Lender Network Matters

Why check with just one lender when Charlie can shop over 100 lenders instantly? Different lenders offer different rates, programs, and approval criteria. By having access to Go Rascal's extensive network, Charlie will find the perfect lender and loan program for your unique situation and goals, saving you time, hassle, and money.

100+
Lender Partners
Ultra Low
Rates & Terms
Super Fast
Approval Process

Loan Products &
Services

Whether you're buying your first home or refinancing your forever home, Charlie has the expertise and lender network to find your perfect loan.

Purchase Loans

Whether it's your first place or a luxury vacation home, Charlie will find the perfect loan for your dream property.

Refinance Loans

Lower your rate, reduce payments, or take cash out with a streamlined refinance process.

DSCR

Perfect for investors that want a simple, easy means to build their rental portfolio. Great rates & incredibly minimal documentation requirements for any rental property.

Non-QM

Charlie works with dozens of Non-QM lenders that specialize in offering financing to business owners with complicated business tax returns, making the process simple & easy.

FHA

Government-backed loans with low down payments and flexible credit requirements that make it easy for borrowers with less than perfect credit and lower income to achieve homeownership.

VA

Exclusive benefits for veterans and military families, including zero down payment options and lower interest rates that make the home-buying process more affordable.

Conventional

Work with premium lenders that cater exclusively to well-qualified borrowers with excellent credit scores & high-income.

Jumbo

Charlie has hundreds of fixed-rate, adjustable-rate, and interest-only options for loans that exceed conventional loan limits.

First-Time Homebuyer

Special programs and guidance to help you achieve homeownership for the first time, including down payment assistance programs to lower up front costs.

Not sure which loan is right for you?

Let's discuss your goals and find the perfect financing solution together.

Schedule a Consultation

Ready to Get
Rolling?

Let's discuss your mortgage needs and find the perfect loan solution. Fill out the form below or contact me directly.

Let's Connect

Call or Text
(248) 331-7979
Serving
California, Colorado, Michigan, Georgia, Texas, & Washington

Why Choose Charlie?

  • 7+ years of mortgage expertise
  • $350M+ in funded loans
  • Access to 100+ lenders
  • Tech-forward approach